A world of friendly finance options!

Do you have Credit Concerns?  We can Help!  Use the form below to provide us with information we need to determine if there are financing options that work for you.  
Everybody will leave Matthews Planet Credit with an approval regardless of your situation!  Simply fill out the 30 second application on this website and we will call you to discuss your situation.  Or better yet, stop down and see our finance specialist Scott Strong or Adam Crawford!  

How do I Finance a Used Car with No or Less Than Perfect Credit?

If you're shopping for a used car with no or less than perfect credit, you're not alone. In fact, many first time car buyers shop for a used car simply for the reason they don't have any credit and used cars are typically more affordable.  

However, just because you don't have credit, doesn't mean you can't get an excellent vehicle with fair and affordable financing terms from Matthews Ford.   When you're ready to start shopping for your next used car near Norwich, Sherburne, Oneonta, and Greene, stop in to Matthews Ford. 


Matthews Ford

175 East Main Street
Directions Norwich, NY 13815

  • Sales: (607) 334-3273
  • Service: (607) 334-3273
  • Parts: (607) 334-3273
Apply for credit now and save time at the dealership

Applying for credit is easy, and you can get started here.  Use the link below to provide us with the information we need to help find the payment and terms that work best for you.   

As soon as we process your information, one of our experienced Business Managers will call you to review your options.


  • Monday 9:00AM-6:00PM
  • Tuesday 9:00AM-6:00PM
  • Wednesday 9:00AM-6:00PM
  • Thursday 9:00AM-6:00PM
  • Friday 9:00AM-6:00PM
  • Saturday 9:00AM-4:00PM
  • Sunday Closed